The demand for healthy, green landscapes and lawns has been rising in recent years as residential and commercial property building has taken an uptick. According to the Global Industry Analysts report, lawn care service is an extremely lucrative business, reaching $80.06 billion by the end of 2015. With this news, many startup and independent lawn care services have sprung up. This is good news for the economy, but with more business comes more risks. That’s where Sine Insurance Group steps in. We specialize in contractors insurance and can help protect against the diverse exposures you face.

Risks That Arise

There are a variety of scenarios in which a lawn mowing or landscaping company could be sued, including:

  • Pesticide spraying that results in a family pet becoming ill or injured and the property owner sues for property damage.
  • Accidental employee error causing physical damage to a home or business structure, resulting in a lawsuit.
  • Promotional images being used to boost business, but results are not as shown, resulting in a false advertising lawsuit.

The type of coverage needed for the above-mentioned claims is broad and comprehensive general liability insurance. General liability helps you and your business pay for legal costs, settlements, and more, even if a legal claim is unfounded.

Beyond general liability coverage, you also require other key coverages including property insurance, equipment breakdown, commercial auto insurance and inland marine. Workers’ compensation insurance is another essential coverage, providing financial reimbursement for medical costs and a portion of lost wages should an employee become ill or injured during the course of their work.

At Sine Insurance Group, we are not only committed to providing you with a comprehensive insurance program but also insurance you can afford. We will work together with you to determine the best coverage options for your risk factors, while keeping your bottom line in mind.