There are common misconceptions and myths associated with homeownership. You can find opposing viewpoints with many different aspects, making it difficult to clarify what is true and what isn’t. Shedding light on the confusion may help determine what is fact and what is fiction. Homeownership is often a great long-term investment. You may find it […] Read More

Posted by Tim Sine in: Homeowners Insurance

Anyone who use a workspace, whether it is owned or rented, would benefit from a business owner’s policy. Many businesses have general liability insurance and commercial property insurance for office or any commercial space use. Additionally, client contracts may need general liability coverage. Regardless, a BOP is a smart protection for businesses that interact with […] Read More

Posted by Tim Sine in: Business Insurance

Finding a pet-friendly apartment for your dog may require some homework, but it is doable. It is helpful to seek rentals specifically advertised as pet-friendly. If a rental is not advertised as pet-friendly, you may need to negotiate and make special arrangements with the landlord. Renting with a dog can be tricky, as many landlords […] Read More

Posted by Tim Sine in: Renters Insurance

Contractors working in the landscaping industry may or may not be fully aware of how dangerous their job is. When considering the hazards of these working conditions, there could be various things that come to mind. Landscapers don’t always encounter potentially fatal tasks. However, there is plenty of exposure to landscaping hazards that may lead […] Read More

Posted by Tim Sine in: Landscaping

When it comes time to insure a guest house, there are many factors to consider. Landlord insurance is different from homeowners insurance. Insurers assess risk based on the assumption that those who own the home they are living in will take good care of it. However, renters are not as inclined to tend to a […] Read More

Posted by Tim Sine in: Secondary House/Guest

Most people don’t realize that negotiating your rent is an option. Believe it or not, it is possible to talk your way into a deal. So, why not try to lower your rent price? Your landlord or complex manager will want to find a balance of happiness for their client and themselves. Many people might […] Read More

Posted by Tim Sine in: Renters Insurance

Drywall installation is often needed for new construction, building, and home improvement projects. Hazards are inherent within the construction industry, and drywall installers are not exempt from facing many dangers and accidents that can cause serious injuries. Those who do become injured in this line of work could need to take months to recover, or […] Read More

Posted by Tim Sine in: Contractors Insurance

There are specific laws in place to protect tenants. Renters need to remain informed so they know their tenant rights and can stand up for themselves if needed. Those renting an apartment, home, or condo have many rights they may not be aware of associated with the living space, its use, and the landlord’s responsibilities. […] Read More

Posted by Tim Sine in: Renters Insurance

Running an HVAC business can be complex, but luckily, no matter the state of the economy, HVAC companies tend to do well if they are equipped with a strong brand presence and strategic marketing.  Generating new HVAC leads and closing sales in the HVAC industry may be difficult. Still, on top of traditional advertising like […] Read More

Posted by Tim Sine in: HVAC