High home prices and the desire for greater mobility have increasingly more people choosing to rent rather than buy. But even if you don’t own the place you live in, it’s important you take the steps needed to properly protect your possessions. This involves having renters insurance. Whether you are renting a room, or an entire house, condo, or apartment, renters insurance from Sine Insurance Group will provide you the protection that your landlord’s policy won’t.
Protecting Your Belongings
Most renters are not aware in the event of a fire or another incident in which their belongings are lost, that they’re actually vulnerable to losing everything due to a lack of coverage. Your landlord’s homeowners insurance policy covers the damage to the building, however not your possessions. Consider what the cost would be if you needed to replace all your personal items — clothing, furniture, electronics, appliances, etc. In addition, renters insurance provides financial assistance in the event your home is temporarily uninhabitable. You will be reimbursed for living expenses should you be displaced from your rental due to a covered loss.
A renters insurance policy with Sine Insurance Group ensures that your personal property is covered if a loss results from fire, theft, smoke damage, water leakage, and other perils. In addition, a renters policy provides personal liability covered should someone be injured in your home.
Sixty-six percent of renters go without coverage and find out too late the financial consequences of not having insurance. We will help you find the right coverage for the right price, while keeping your personal needs in mind.