As a member of the plumbing industry, you know that even the smallest mistake or accident on the job could result in damages that are far beyond your ability to recover from financially. As such, a robust plumbing insurance policy is vital. You’ve come to the right place at Sine Insurance Group. We specialize in insuring contractors across a broad spectrum of industry sectors, including plumbing.
Who Needs Coverage?
Plumbing contractors and business owners are not the only entities at risk. There are a number of professionals that should carry at least some level of plumbing insurance. These service professionals include:
- Pipe Fitters
- Septic Tank Installers
- Sprinkler Installers
- Home Builders
What Type Of Coverage Should You Have?
General liability for plumbers is not only a good idea, it’s required. When it comes time for you to begin a job, especially in the commercial arena, you will likely need to produce proof of insurance before you even take the tools out of your bag to start the project. What’s important is having the right type of general liability insurance and the right amount of coverage. That’s where we come in. Our specialists will review your operation to assess your risk profile to determine the extent of the coverage you need.
You also need property coverage. If you have made a significant capital investment in tools, equipment and machinery, you can add these items to your insurance policy as endorsements to ensure you are covered against damage or loss. Loss of income or business interruption insurance is important to provide a safety net should your business close temporarily due to a covered loss.
To ensure your business success, another required coverage for plumbers is workers’ compensation insurance to protect workers injured on the job.
We will review in detail the portfolio of plumbing insurance coverages we offer. At Sine Insurance Group, we provide choice, working with several leading insurance companies to get the right coverage at the right price for you.