The Occupational Safety and Health Administration (OSHA) monitors job-related injuries and disciplines employers with higher injury rates than other employers in their industries. Employees often are reluctant to report injuries at work since they fear repercussions. However, it’s vital to encourage employees to report injuries because when they are not reported, dangerous situations and practices […] Read More

Posted by Tim Sine in: Business Insurance

Tagged: Employee Risk Management Employee Safety Program Workers Compensation

During cold Missouri winters, there won’t be too many lawns to mow. However, lawn mowing businesses can use colder months as their prepping grounds! This winter is the perfect time to prepare your client’s landscape to be its very best in the spring and summer. Winter landscaping is a big part of many lawn and […] Read More

Posted by Tim Sine in: blog Business Insurance Contractors Insurance

Tagged: Business Insurance Lawn Mowers Lawn Mowing Businesses in Winter Lawn Mowing Contractors Winter Contractors

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing your risks.  What it Covers There are […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Business Insurance General Liability Insurance Sine Insurance Group

There will always be homeowners thinking about making improvements. But, how do you cultivate this? Building business can seem overwhelming and intimidating, but these simple tips can help you share your business with quality leads, win the best referrals, and create lifelong clients. Maintain Relationships  Referrals are one of the best tools to generate new […] Read More

Posted by Tim Sine in: blog Business Insurance Contractors Insurance

Tagged: Business Insurance Contractor Marketing Contractors Contractors Insurance Sine Insurance Group

Although tornados can pop up unexpectedly, how your company responds to one should be planned. Having a severe weather safety and tornado preparedness plan in place is important so everyone can stay safe during a storm, and minimize risks during recovery. Tornado season is among us, so it is crucial to implement a tornado preparedness […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Business Insurance Sine Insurance Group Storm Safety Tornado Preparation Tornado Safety

Every business is only as good as its owner, especially in the early days when it’s still growing. As a business owner, in addition to being the face of your business, you’re in a position where you can inspire your employees and drive the growth of your business. To achieve success in your business, acquiring […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: BOP Business Insurance Business Owner Business Owners Policy How to be a Good Business Owner Sine Insurance

You probably already know about General Liability, Umbrella Insurance, Workers’ Compensation Insurance, Property Insurance, and other types of insurance policies. But, how about a package policy, like a BOP or a CPP? A package policy, is a type of insurance that groups various insurance coverages that complement each other, into one single policy. Are package […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: BOP CPP Insurance Package Policy Package Policy

Wintertime brings about hazards of which employers must be aware, particularly if they have outdoor workers. With proper preparation and consistent attention, both employers and employees can prevent these injuries. One of the most effective prevention techniques is upholding the concept that safety is an area of responsibility for everyone in the business. Initiate and […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Business Insurance Winter Accidents Winter Business Insurance Claims Workplace Accidents

Owning a business is hard enough without the potential sticky situations of family relationships. We love our family members, but nothing tests your love for one another quite like working together. Though there are many advantages to a family-owned business, starting one business requires a few extra steps to promote harmony and avoid burnout.   […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Best practices for a family business Family Family business family-owned business