Indoor allergens can easily trigger symptoms for many seasonal allergy sufferers. Allergens are carried through the air and can be found on just about any surface around the house. It is impossible to keep a home 100% allergen-free, but there are certain things you can do to help reduce the number of allergens you’re exposed […] Read More

Posted by Tim Sine in: Homeowners Insurance

Tagged: Allergen Allergen Removal Allergens in your home Spring Allergens

If someone becomes injured at your home due to any kind of unintentional mishap, the liability provision of your homeowners’ insurance policy generally will cover any personal injury claim. Even if your guest files a personal injury lawsuit against you, you’re still entitled to protection under your policy. Here is what to do if there […] Read More

Posted by Tim Sine in: Homeowners Insurance

Tagged: Home Insurance Home Insurance Coverage Homeowner Liability Injured Guest Injury Liability

In the frigid winter months, whether you’ll have to deal with frozen pipes is not a question of “if” but “when”. If you’ve found that your pipes have frozen over, thawing them out safely is crucial to ensure that you do not cause further damage to your pipes or even your home. How you thaw […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Frozen Pipes home insurance MO Homeowners Insurance homeowners insurance MO Winter Home Safety

When the winter chill sets in, most homeowners utilize a variety of heating sources, such as space heaters, wood-burning fires, or create a cozy ambiance of candles. But safety should be top of mind when these are used since they pose a risk as potential fire hazards. Keep your family and home safe this winter […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Heater Safety home insurance MO Homeowners Insurance homeowners insurance MO Personal Insurance Sine Insurance Winter Home Safety

Chilly weather is among us. As you plan ahead for winter, give some thought to your windows, as they may be weak spots in the integrity of your home, especially if you have single-pane windows. While the most important consideration may be whether or not to make a big investment in window upgrades, there are […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Window Prep Winter Winter Home Preparation Winter Home Safety Winter Windows

A roof inspection is a proactive maintenance task that’s easy to overlook. Add a once-a-year reminder on your calendar to go out on a warm day and address any potential issues. There’s no need to get up on your roof just yet. The less you walk around up there, the better for your roofing, and […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Roof Prep Roof Repair Roof Safety Sine Insurance Winter Home Preparation Winter Home Safety

Over the years, auto-pilot may have set in, but you must stay on top of your home maintenance to-dos by and tackle certain homeowners’ projects once a year. Drain Your Hot Water Heater Sediment builds up over time at the bottom of the tank, causing corrosion. Partial draining removes the sediment and keeps the heater […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Annual Home Maintenance home maintenance Homeowners Insurance Personal Insurance Sine Insurance

It’s likely that every homeowner has homeowners insurance coverage, but the specific details of your homeowners insurance policy can be a tricky topic. Most people actually tend to know more about the intricacies of their health and auto insurance policies than they do about their homeowners insurance. They know that homeowners insurance will cover claims […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO Homeowners Insurance Coverage Homeowners Insurance Exclusions homeowners insurance MO Personal Insurance

Pests can ruin your summertime festivities pretty quickly. Unfortunately, the hot and humid summer conditions (not to mention those summertime thunderstorms) can bring out certain critters if you don’t take the proper measures to keep them at bay. Learn how to keep pests away from the home and yard this summer with these pest control […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Personal Insurance Pest Control Summer Pest Control Summertime Pests

Harsh winter weather presents significant risk for homeowners. Snow, water, ice, and even just the cold itself can cause property damage, turning what should be a festive holiday season into a stressful claim-filled one. In order to avoid this, it’s important to fully understand your homeowners insurance policy and secure additional coverage for the winter […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO homeowners insurance MO protecting your home in winter Winter Weather Winter Weather Claims