In the frigid winter months, whether you’ll have to deal with frozen pipes is not a question of “if” but “when”. If you’ve found that your pipes have frozen over, thawing them out safely is crucial to ensure that you do not cause further damage to your pipes or even your home. How you thaw […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Frozen Pipes home insurance MO Homeowners Insurance homeowners insurance MO Winter Home Safety

When the winter chill sets in, most homeowners utilize a variety of heating sources, such as space heaters, wood-burning fires, or create a cozy ambiance of candles. But safety should be top of mind when these are used since they pose a risk as potential fire hazards. Keep your family and home safe this winter […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Heater Safety home insurance MO Homeowners Insurance homeowners insurance MO Personal Insurance Sine Insurance Winter Home Safety

It’s likely that every homeowner has homeowners insurance coverage, but the specific details of your homeowners insurance policy can be a tricky topic. Most people actually tend to know more about the intricacies of their health and auto insurance policies than they do about their homeowners insurance. They know that homeowners insurance will cover claims […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO Homeowners Insurance Coverage Homeowners Insurance Exclusions homeowners insurance MO Personal Insurance

Harsh winter weather presents significant risk for homeowners. Snow, water, ice, and even just the cold itself can cause property damage, turning what should be a festive holiday season into a stressful claim-filled one. In order to avoid this, it’s important to fully understand your homeowners insurance policy and secure additional coverage for the winter […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO homeowners insurance MO protecting your home in winter Winter Weather Winter Weather Claims

‘Tis the season for holidays, gift giving and joy. ‘Tis also the season, however, for frozen pipes and creaky floorboards. Rather than allowing these small nuisances to stress you out all throughout winter, we’ve provided a complete, but not exhaustive, maintenance list for you. These are easy fixes to your home’s common winter problems to […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO home maintenance homeowners insurance MO protecting your home in winter winter maintenance Wright City Home Insurance

Home Loan Determinants > Employment History In this series of posts, we’ve talked about the three major factors that affect your ability to get a home loan, including your credit score, the debt you possess, and your down payment. In this final article, we’ll explore how your employment history comes into play when trying to […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: employment history and home loans factors that affect home loans homeowners insurance MO Wright City Home Insurance

Home renovations are always a lot to take on. Because of the sheer size and scale of the project, not to mention the cost, these overhauls can be a stressful time for homeowners. Even if you planned a strict budget and are working within your means, there are inevitably going to be unexpected costs associated […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: hidden reno costs home insurance missouri homeowners insurance MO unexpected renovation costs Wright City Home Insurance