Perfection isn’t a reality, which is why liability insurance is important. You can avoid financial ruin if you accidentally cause major injuries or property damage to others. The problem is, your insurance isn’t perfect, either. That’s where a personal umbrella insurance policy comes in. If you’re sued for damages that exceed the liability limits of […] Read More

Posted by Tim Sine in: blog

Tagged: Personal Insurance Personal Umbrella Insurance Sine Insurance Umbrella Insurance

When the winter chill sets in, most homeowners utilize a variety of heating sources, such as space heaters, wood-burning fires, or create a cozy ambiance of candles. But safety should be top of mind when these are used since they pose a risk as potential fire hazards. Keep your family and home safe this winter […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Heater Safety home insurance MO Homeowners Insurance homeowners insurance MO Personal Insurance Sine Insurance Winter Home Safety

If you’re like most people, you’ve probably set at least one New Year’s resolution to better yourself in 2020. Your vehicle’s well-being can be part of your resolution too! After all, it will be what gets you to where you need for many other goals. Consider these auto maintenance tips this New Year to help […] Read More

Posted by Tim Sine in: Auto Insurance blog

Tagged: Annual Car Maintenance Auto Insurance Car Insurance Car Maintenance Tips Personal Insurance

Over the years, auto-pilot may have set in, but you must stay on top of your home maintenance to-dos by and tackle certain homeowners’ projects once a year. Drain Your Hot Water Heater Sediment builds up over time at the bottom of the tank, causing corrosion. Partial draining removes the sediment and keeps the heater […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Annual Home Maintenance home maintenance Homeowners Insurance Personal Insurance Sine Insurance

It’s likely that every homeowner has homeowners insurance coverage, but the specific details of your homeowners insurance policy can be a tricky topic. Most people actually tend to know more about the intricacies of their health and auto insurance policies than they do about their homeowners insurance. They know that homeowners insurance will cover claims […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO Homeowners Insurance Coverage Homeowners Insurance Exclusions homeowners insurance MO Personal Insurance

Pests can ruin your summertime festivities pretty quickly. Unfortunately, the hot and humid summer conditions (not to mention those summertime thunderstorms) can bring out certain critters if you don’t take the proper measures to keep them at bay. Learn how to keep pests away from the home and yard this summer with these pest control […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Personal Insurance Pest Control Summer Pest Control Summertime Pests