‘Tis the season for holidays, gift giving and joy. ‘Tis also the season, however, for frozen pipes and creaky floorboards. Rather than allowing these small nuisances to stress you out all throughout winter, we’ve provided a complete, but not exhaustive, maintenance list for you. These are easy fixes to your home’s common winter problems to […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO home maintenance homeowners insurance MO protecting your home in winter winter maintenance Wright City Home Insurance

Home Loan Determinants > Employment History In this series of posts, we’ve talked about the three major factors that affect your ability to get a home loan, including your credit score, the debt you possess, and your down payment. In this final article, we’ll explore how your employment history comes into play when trying to […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: employment history and home loans factors that affect home loans homeowners insurance MO Wright City Home Insurance

Ask anyone you know and chances are, they have some form of debt. Whether it’s school loans, credit cards, or car loans, these everyday debts can affect your ability to buy a home. However, this doesn’t mean it can’t be done. We’ve already covered the basics, including how your credit score affects your home mortgage […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: buying a home in debt debt to income ratio how to buy a house with debt Wright City Home Insurance

Home Loan Determinants > Your Credit Score As we discussed in our previous blog, there are a lot of factors that lenders weigh when determining if they will grant you a home loan and how risky this loan will be for them. As you probably assumed, credit score has everything to do with what type […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: factors that affect home loans home mortgage loan rates MO Home Insurance Wright City Home Insurance

If you’re planning on buying a home in the near future, you’ve likely looked at potential lenders for your home loan. While you might be saving for a down payment and scouting out your idea neighborhoods, there are more key factors that should be considered in order to secure the best interest rate and guarantee […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: factors that affect home hloans home insurance MO home loan approval tips home loan factors Wright City Home Insurance

In our last post, we discussed some of the unexpected costs of remodeling your home. While many of these costs have to do with outside factors such as dining out and anxious pets, there are some additional costs that can be identified and prevented during the renovation itself. As we explore these common issues, ensure […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO home reno renovation costs unexpected renovation costs Wright City Home Insurance

Home renovations are always a lot to take on. Because of the sheer size and scale of the project, not to mention the cost, these overhauls can be a stressful time for homeowners. Even if you planned a strict budget and are working within your means, there are inevitably going to be unexpected costs associated […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: hidden reno costs home insurance missouri homeowners insurance MO unexpected renovation costs Wright City Home Insurance