Sine Insurance Group is a family owned independent insurance agency located in Wright City, Missouri. Since opening our doors in 1991, we have been known for our relentless commitment to our customers, working on their behalf to provide comprehensive insurance protection at affordable pricing.

Residents throughout Missouri counties, including St. Charles, Warren, Lincoln, Franklin and Montgomery, look to us to safeguard what they worked so hard to accumulate and build. We navigate on their behalf through the coverages, endorsements and exclusions of today’s complex insurance policies offered by insurance carriers. We’d like an opportunity to do the same for you.

Business Owners Turn to Sine for Protection

Our business clients trust our expertise and experience in securing insurance coverage that responds to their unique exposures and fits their risk profile. We take the time to sit down and review your operations, pinpoint where exposures exist and how we can improve the coverage you have to adequately address risk.

We are also known as specialists in the construction industry, offering specialty coverage to a broad spectrum of contractors – from drywallers to excavators, electricians, HVAC and plumbers to landscapers. Our staff is certified in Workers’ Comp, earning the prestigious designation of Certified Workers Comp Advisors. This certification allows us to partner with commercial insurance clients with more in-depth and accurate rating and risk management. We work with our clients to evaluate their risk and design the process necessary to take them to the next level in risk management to transfer and mitigate risk, minimizes losses and protect their bottom line.

Sine Insurance Group also provides insurance programs to other critical industries in our communities, including those in social services, daycare and trucking.

Our Portfolio of Coverages

Personal Insurance

  • Auto Insurance
  • Homeowners Insurance
  • Personal Umbrella
  • Renters Insurance
  • Motorcycle Insurance
  • RV Insurance

Business Insurance

  • Business Owners Policy (BOP)
  • Commercial Package Policy (CPP)
  • General Liability Insurance
  • Property Insurance
  • Workers’ Compensation
  • Commercial Umbrella Insurance
  • Directors & Officers (D&O) Liability
  • Errors & Omissions (E&O) Liability
  • Data Breach Coverage