Motorcycle riders love riding their bike on the open road and enjoying the scenery. Riding in the spring is a lovely experience, especially if you live with many blooming plants. However, riders should keep the beautiful scenery from fooling them, as the highway can still be perilous. Fortunately, the proper protection, from motorcycle insurance to headgear, can keep you safe during springtime rides.
Motorcycle Riders Should Purchase Motorcycle Insurance
Just like you buy auto insurance for your car, you need motorcycle coverage for your bike. It’s a legal requirement in most states. General liability policies usually cover riders’ injuries, damage to the motorcycle, third-party injuries, and damage to third-party property.
You should exchange information if you are involved in an accident with another motorist. The insurance companies will work together to determine who covers the costs, usually by determining who is at fault. A police report can help settle the matter, so get a copy. Most states require a call to the authorities after a collision, so call 911 before contacting your agent to file a motorcycle insurance claim.
Wear Safety Equipment
Injuries from a motorcycle accident can be devastating. One of the most efficient ways to protect yourself during spring motorcycle riding is to wear proper safety equipment. Ultimately, some of this equipment can include gloves, boots, pants, jackets, and a helmet.
Your safety equipment should fit well and completely cover your body. While helmets come in half and three-quarter options, a full-face model offers the most protection. Traumatic brain injuries can result in paralysis, personality changes, and even death, so prioritize shielding your head.
Ride Defensively
Drivers may not see motorcyclists, inadvertently putting them in danger. The worst offenders actively bully riders because they know bikers must stand down or risk injury. You should learn to ride defensively as part of your spring motorcycle safety. To start, incorporate these tips into your repertoire:
• Always signal lane changes
• Avoid sudden maneuvers
• Stay aware of your surroundings
• Be assertive but not aggressive
Additionally, you should change your riding habits during inclement weather. Low visibility and slick roads are a recipe for disaster, so slow down, brake gradually, and don’t be afraid to pull over until the worst has passed.
Keep Your Motorcycle in Top Shape
One of the best ways to avoid filing a claim on your motorcycle insurance coverage is to follow a recommended maintenance schedule. Like cars, bikes have many moving parts that require upkeep and replacement. Keeping your ride in top shape ensures you have complete control at the most critical times. Test the throttle and clutch for the best results while changing the air and oil filters. Additionally, it is good to test the battery and replace the coolant, oil, and brake fluid. Be sure to check the brake pads.
Add Roadside Assistance to Your Motorcycle Insurance
If you run into trouble on the highway, you don’t want to get stranded in the middle of nowhere. Roadside assistance ensures you can get a ride and tow whenever needed. Some motorcycle insurance policies offer it as a perk; if yours doesn’t, you may be able to purchase it as additional coverage.
About Sine Insurance
At Sine Insurance Group, we are dedicated to providing you with custom-tailored insurance policies to protect your assets. Our comprehensive packages have been expertly crafted to serve St. Louis and the surrounding areas for the past 25 years. For more information about our products, contact us today at (855) 700-0889.