Moving into a new place is exciting and rewarding. While the stresses of packing and relocating are bound to cause a hiccup or two, there are some steps to take in order to ensure your transition goes smoothly. First, secure yourself with a comprehensive St. Louis Renters Insurance program, and follow these recommendations.

Have Paperwork Ready

Once you’ve found the perfect apartment or home, it’s time to get your paperwork in order. Especially when meeting with the landlord, this preparedness can give you competitive edge over other prospective tenants. Have a copy of your credit report, bring the completed rental application, references and a copy of your rental history. If you don’t have the best credit, see these tips from FICO.

Review your Lease

Before you sign on the dotted line, ensure that the agreement you are committing to is something you can work with. For example, does it have any exclusions about pets, guests, parking, design, etc.? Ask these pertinent questions before completing the lease.

Privacy Protection

With any landlord, they may be expected to enter your dwelling at some point for repairs or inspections. Ensure that this agreement is provided in writing to protect your privacy and give you some notice before they are able to enter.

Ask for Repairs

The landlord is responsible for maintaining and repairing the dwelling. The vast majority of landlords are required to offer their tenants livable premises, including adequate weatherproofing; heat, water, and electricity; and clean, sanitary, and structurally safe premises, says Nolo. If your unit needs some work, don’t be afraid to demand the repairs.

Renters Insurance

Landlords will cover losses from theft or damage, while a renter’s policy will provide additional protection in the event you are sued as a result of someone being injured on your property or if your unit is damaged from natural disasters.

At Sine Insurance Group, we want to ensure that your belongings and your dwelling are protected. Our custom tailored rental insurance policies are crafted specifically to meet your needs and provide peace of mind. For more information about our products, contact us today at (855) 700-0889.