Posted by Tim Sine in: Auto Insurance blog

Breaking down on the road can be quite frightening, and it’s something that many drivers fear when they set out for a drive. If you find yourself in this situation, first and foremost you must remain calm so you can think level-headed. Take a deep breath, turn on your hazard lights if possible, and assess the situation. It’s easy to get overwhelmed in the moment, so rather than waiting for it to happen to you, take a look at this advice so you’ll be ready for anything on the road.

Move to Safety

If situation permits, pull onto the highway shoulder or away from traffic as quickly and safely as you can.

If you are not able to pull off the road, simply  turn on your hazard lights. Never risk injury by attempting to push your car to a safe location. If you are concerned about your safety or your vehicle could be hit from behind, do not stay in your vehicle. However, only relocate to an area that is far enough away from traffic.

Alert other drivers by making your vehicle visible. By turning on emergency flashers (especially at night or in bad weather) and raising your vehicle’s hood and attaching a bright handkerchief, scarf, or light jacket, to the antenna or door handle, or holding it in place by closing it in a window, you can help make your vehicle seen by oncoming traffic. This is a very important step in order to prevent more problems.

If you must get out of your vehicle, be extremely careful for oncoming traffic. Exit the vehicle from the side away from traffic. Never stand behind or directly in front of your vehicle, as drivers who might not see you can easily strike you.

Asses Location and Issue

Look for the next major exit. Note your surrounding landmarks such as service stations, restaurants, shopping centers and business complexes. If you know the name of the last exit or any numbered signs near your location, that could be of great help. Any information relating to your location will be useful when calling for assistance.

You will also need to assess your situation for when you call for help. Did you hear any unusual noises, experience any strange car responses, or see any steam/smoke coming from under the hood?

Communicate your Situation

Once you and any passengers are in a safe location, call 911 for further advice on what to do. It may also be helpful to call a family member or friend and advise them of your situation and location. Call for roadside assistance and explain your situation. 

Have Auto Insurance

A comprehensive Auto Insurance policy will be a great help in this situation. If your breakdown leads to a collision or any other form of accident or property damage, your insurance will cover you. In addition, our policy can also include Emergency Roadside Assistance coverage that provides 24-hour service including towing, a jump start, gas delivery, a flat tire change, and locksmith services.

About Sine Insurance

At Sine Insurance Group, we are dedicated to providing you with custom tailored insurance policies to protect your assets. Our comprehensive packages have been expertly crafted to serve St. Louis and the surrounding areas for the past 25 years. For more information about our products, contact us today at (636) 947-1177.