Posted by Tim Sine in: blog RV

Vacationing or even living in a recreational vehicle (RV) can be carefree and exciting until your RV has broken down. No RV driver wants to think about it, but it is important to be prepared  for encountering for the ever-too-common breakdown. Before setting out on your travels, secure your vehicle with Recreational Vehicles Insurance, and familiarize yourself with these simple steps to follow for an RV breakdown.

Evaluate the Situation

Were you in an accident? Passenger safety should be the first concern. This is where you benefit from having a RV insurance plan developed to protect you, your companion travelers, and your vehicle against unforeseen damages. Call your agent, fill them in on what happened, and follow their lead.

If this happens to you, remain calm and if possible, try to make the best of the situation and see something in the area that you would have otherwise passed up such as a natural site or historical spot. Panicking is the worst response.

Transport the RV

Get your RV to the closest shop that will be able to figure out what exactly went wrong with your vehicle and the best way to fix it. Use emergency roadside assistance for towing services if you can.

If you find yourself without cell signal, walk to the closest exit or wait for someone to stop and help. Pay attention to your surroundings and the time of day as well; you don’t want to do anything unsafe to get help.

Have a Plan

Once your RV has been taken to the nearest shop, you will most likely have some down time while the mechanics assess your vehicle.

Formulate plans about what you will do, depending on what the issue is. Hopefully the problem will be easy and inexpensive to fix to get right back on the road. If not, there are certain things to consider:

  • If you needed to be somewhere by a certain time, you may need alternative travel plans, and to communicate what happened to those involved in the original plan.
  • Are you able to stay in your RV while it’s getting fixed? If not, you’ll need to find a hotel room.
  • Decide on the maximum amount of money you are willing to spend on repairs.
  • If the repairs will cost more than the vehicle is worth, look into replacing the vehicle instead.

Talk to the mechanic and your travel companions (if you have any) and figure out the best way to move forward.

Don’t Forget About Repairs

If the repairs are expected to take long, be sure to keep good communication with the repair shop. This will allow for a smoother process while encouraging the shop to stay on schedule with the repairs.

About Sine Insurance

At Sine Insurance Group, we are dedicated to providing you with custom tailored insurance policies to protect your assets. Our comprehensive packages have been expertly crafted to serve St. Louis and the surrounding areas for the past 25 years. For more information about our products, contact us today at (636) 947-1177.