Perfection isn’t a reality, which is why liability insurance is important. You can avoid financial ruin if you accidentally cause major injuries or property damage to others. The problem is, your insurance isn’t perfect, either. That’s where a personal umbrella insurance policy comes in. If you’re sued for damages that exceed the liability limits of […] Read More

Posted by Tim Sine in: blog

Tagged: Personal Insurance Personal Umbrella Insurance Sine Insurance Umbrella Insurance

When the winter chill sets in, most homeowners utilize a variety of heating sources, such as space heaters, wood-burning fires, or create a cozy ambiance of candles. But safety should be top of mind when these are used since they pose a risk as potential fire hazards. Keep your family and home safe this winter […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Heater Safety home insurance MO Homeowners Insurance homeowners insurance MO Personal Insurance Sine Insurance Winter Home Safety

If you’re like most people, you’ve probably set at least one New Year’s resolution to better yourself in 2020. Your vehicle’s well-being can be part of your resolution too! After all, it will be what gets you to where you need for many other goals. Consider these auto maintenance tips this New Year to help […] Read More

Posted by Tim Sine in: Auto Insurance blog

Tagged: Annual Car Maintenance Auto Insurance Car Insurance Car Maintenance Tips Personal Insurance

We can expect winter to bring about a variety of HVAC issues that can cost more pennies than shivers. It’s important that you are well aware of the common HVAC issues that can plague homeowners. While a myriad of HVAC problems can develop in homes throughout the winter, you’ll be able to use your skills […] Read More

Posted by Tim Sine in: blog

Tagged: HVAC HVAC Problems HVAC Winter Problems

Winter months can be hard on everyone when it comes to the weather. Although the snow can be very beautiful, it can be just as dangerous. As we move into the blizzard season, you will want to protect your apartment by preparing for bad weather. Plan!  Having a well-established plan in place before there’s a […] Read More

Posted by Tim Sine in: blog Renters Insurance

Tagged: renters insurance Renters insurance in MO renters insurance MO Sine Insurance Group Winter Apartment Winter Apartment Prep

During cold Missouri winters, there won’t be too many lawns to mow. However, lawn mowing businesses can use colder months as their prepping grounds! This winter is the perfect time to prepare your client’s landscape to be its very best in the spring and summer. Winter landscaping is a big part of many lawn and […] Read More

Posted by Tim Sine in: blog Business Insurance Contractors Insurance

Tagged: Business Insurance Lawn Mowers Lawn Mowing Businesses in Winter Lawn Mowing Contractors Winter Contractors

Chilly weather is among us. As you plan ahead for winter, give some thought to your windows, as they may be weak spots in the integrity of your home, especially if you have single-pane windows. While the most important consideration may be whether or not to make a big investment in window upgrades, there are […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Window Prep Winter Winter Home Preparation Winter Home Safety Winter Windows

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing your risks.  What it Covers There are […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Business Insurance General Liability Insurance Sine Insurance Group

A roof inspection is a proactive maintenance task that’s easy to overlook. Add a once-a-year reminder on your calendar to go out on a warm day and address any potential issues. There’s no need to get up on your roof just yet. The less you walk around up there, the better for your roofing, and […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Roof Prep Roof Repair Roof Safety Sine Insurance Winter Home Preparation Winter Home Safety

There will always be homeowners thinking about making improvements. But, how do you cultivate this? Building business can seem overwhelming and intimidating, but these simple tips can help you share your business with quality leads, win the best referrals, and create lifelong clients. Maintain Relationships  Referrals are one of the best tools to generate new […] Read More

Posted by Tim Sine in: blog Business Insurance Contractors Insurance

Tagged: Business Insurance Contractor Marketing Contractors Contractors Insurance Sine Insurance Group