Your home insurance agent documents and analyzes claims to help identify what seasonal hazards may be causing them. This will lead to understanding how to avoid them. It is up to you to keep your property safe and lower your risk of property liability. You are responsible for handling hazardous conditions and the risks that […] Read More

Posted by Tim Sine in: Homeowners Insurance

Truck driving can be quite a dangerous job, especially when maneuvering cumbersome loads. Most accidents are preventable, and luckily there are simple measures to take to help avoid unnecessary accidents. Training does not prepare drivers for what they are actually faced with on the road. Consider implementing these tips to promote safety. Slow Down All […] Read More

Posted by Tim Sine in: Trucking

A renters insurance policy will provide coverage for personal property, renters liability, and reimburse other living expenses. You must be prompt and thorough in filing and documenting your claim for a greater chance of success and a smoother process. Check with your agent to see what unique expectations and requirements you may have. The list […] Read More

Posted by Tim Sine in: Renters Insurance

It is important for restaurants to secure liquor liability insurance as it will cover the legal fees, settlements, and medical costs if alcohol is sold to an intoxicated individual who ends up causing harm to others or property. Liquor liability insurance offers a valuable safety net for establishments that serve alcohol. Reduce the Risk of […] Read More

Posted by Tim Sine in: Restaurant Insurance

Riding in traffic can be dangerous and such a headache, especially for motorcyclists. So many motorcyclists come across life-threatening circumstances. There is also a specific way that motorcyclists must deal with what may be considered a “normal” traffic-filled commute. You will need to be knowledgeable in certain commuting strategies to stay safe on the road […] Read More

Posted by Tim Sine in: Motorcycle Insurance

Restaurant owners must be certain that their businesses have the adequate coverage needed to protect their assets. It is so important to start with securing the foundational protections such as commercial property and liability coverages, which can be purchased through a business owner’s policy (BOP) or a standard package policy. General Liability Restaurants need to […] Read More

Posted by Tim Sine in: Restaurant Insurance

There are some important things you must take care of as part of a move-out process, regardless of where you are moving from and to. There are steps to follow, required or not, that will make for a smoother transition. Also, moving out of an apartment has some aspects that differ from moving out of […] Read More

Posted by Tim Sine in: Renters Insurance

There are certain key aspects to a construction contract going over each party’s rights and duties. A construction contract should verify the contractor has the proper licenses and insurance. Owners should also be able to find information about the mechanic’s lien on their property if payment is not received. It is crucial that these contracts […] Read More

Posted by Tim Sine in: Contractors Insurance

Landlords and tenants do not always see eye to eye. When issues fester, they may not be an easy fix. If you are considering when you can sue your landlord, it is vital to understand why you may be able to sue and if it is your best option. Suing your landlord may be the […] Read More

Posted by Tim Sine in: Renters Insurance

So much goes into landscape management, from jobs and employee scheduling to equipment maintenance. Issues can quickly arise and go unnoticed. Running this kind of business will require you to secure insurance policies to comply with contract terms. Landscapers are faced with a wide range of risk exposures constantly. Take note of these common ones […] Read More

Posted by Tim Sine in: Landscaping