To determine how much house you can afford, there are key factors to consider, such as the total household income, monthly debts (i.e. car loan or student loan payments), and savings. Those considering buying a home should think about the level of monthly mortgage payments they will be comfortable sustaining. Will you be able to […] Read More

Posted by Tim Sine in: Homeowners Insurance

Drywall is a very commonly used product that has revolutionized how construction is done by cutting down the time and craftsmanship that was once needed for traditional lath-and-plaster walls and ceilings. It is a simple task to install drywall, and just about every commercially available drywall is made of gypsum plaster with a paper coating. […] Read More

Posted by Tim Sine in: Contractors Insurance

As temperatures drop, homeowners must prepare their houses for the winter to avoid certain unwanted occurrences. Pipes are particularly vulnerable as water can easily freeze in them. Pipes are prone to freeze and burst in the wintertime when preventative measures have not been taken, which commonly leads to expensive damage. The damage may be even […] Read More

Posted by Tim Sine in: Homeowners Insurance

The winter weather conditions present hazards for many service professionals. HVAC Technicians need to be equipped with the safety information they need, as the winter elements are not to be taken lightly. Here are some tips to ensure you are properly prepared for what may come. Dressing Appropriately When the weather is frigid, you should […] Read More

Posted by Tim Sine in: HVAC

It is that time again. Winter is officially among us. Often, renters are left with many unanswered questions on handling common occurrences and issues. Know that you are not alone. Get ready for the cold and the problems that are inherent in the winter weather conditions. Here are some common renter issues that arise in […] Read More

Posted by Tim Sine in: Renters Insurance

Who you partner up with early on can make a huge impact. Establishing a good relationship with your wholesalers is very important, but it is also time-consuming work, and time is money. You can use a reliable wholesale platform to streamline the process and make finding and sourcing brands much easier. Be sure to go […] Read More

Posted by Tim Sine in: Business Insurance

Moving is almost always both an exciting and overwhelming experience. When looking for an apartment to live in, it is helpful to be open-minded but also have a pretty good idea of what you are looking for. Your search must be thorough and well thought out to help you find a space that meets your […] Read More

Posted by Tim Sine in: blog

Nowadays, technology is a crucial component of running a restaurant. Restaurant owners must know the essential types of technology needed to keep their establishment operating efficiently. The restaurant industry continues to evolve rapidly, especially due to all the technology and new guest preferences. Consumers have changed what, how, and where they prefer to eat. Speed […] Read More

Posted by Tim Sine in: Restaurant Insurance

Your home insurance agent documents and analyzes claims to help identify what seasonal hazards may be causing them. This will lead to understanding how to avoid them. It is up to you to keep your property safe and lower your risk of property liability. You are responsible for handling hazardous conditions and the risks that […] Read More

Posted by Tim Sine in: Homeowners Insurance

Truck driving can be quite a dangerous job, especially when maneuvering cumbersome loads. Most accidents are preventable, and luckily there are simple measures to take to help avoid unnecessary accidents. Training does not prepare drivers for what they are actually faced with on the road. Consider implementing these tips to promote safety. Slow Down All […] Read More

Posted by Tim Sine in: Trucking