Chilly weather is among us. As you plan ahead for winter, give some thought to your windows, as they may be weak spots in the integrity of your home, especially if you have single-pane windows. While the most important consideration may be whether or not to make a big investment in window upgrades, there are […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Window Prep Winter Winter Home Preparation Winter Home Safety Winter Windows

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing your risks.  What it Covers There are […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Business Insurance General Liability Insurance Sine Insurance Group

A roof inspection is a proactive maintenance task that’s easy to overlook. Add a once-a-year reminder on your calendar to go out on a warm day and address any potential issues. There’s no need to get up on your roof just yet. The less you walk around up there, the better for your roofing, and […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Roof Prep Roof Repair Roof Safety Sine Insurance Winter Home Preparation Winter Home Safety

There will always be homeowners thinking about making improvements. But, how do you cultivate this? Building business can seem overwhelming and intimidating, but these simple tips can help you share your business with quality leads, win the best referrals, and create lifelong clients. Maintain Relationships  Referrals are one of the best tools to generate new […] Read More

Posted by Tim Sine in: blog Business Insurance Contractors Insurance

Tagged: Business Insurance Contractor Marketing Contractors Contractors Insurance Sine Insurance Group

Over the years, auto-pilot may have set in, but you must stay on top of your home maintenance to-dos by and tackle certain homeowners’ projects once a year. Drain Your Hot Water Heater Sediment builds up over time at the bottom of the tank, causing corrosion. Partial draining removes the sediment and keeps the heater […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Annual Home Maintenance home maintenance Homeowners Insurance Personal Insurance Sine Insurance

Although tornados can pop up unexpectedly, how your company responds to one should be planned. Having a severe weather safety and tornado preparedness plan in place is important so everyone can stay safe during a storm, and minimize risks during recovery. Tornado season is among us, so it is crucial to implement a tornado preparedness […] Read More

Posted by Tim Sine in: blog Business Insurance

Tagged: Business Insurance Sine Insurance Group Storm Safety Tornado Preparation Tornado Safety

It’s likely that every homeowner has homeowners insurance coverage, but the specific details of your homeowners insurance policy can be a tricky topic. Most people actually tend to know more about the intricacies of their health and auto insurance policies than they do about their homeowners insurance. They know that homeowners insurance will cover claims […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: home insurance MO Homeowners Insurance Coverage Homeowners Insurance Exclusions homeowners insurance MO Personal Insurance

Pests can ruin your summertime festivities pretty quickly. Unfortunately, the hot and humid summer conditions (not to mention those summertime thunderstorms) can bring out certain critters if you don’t take the proper measures to keep them at bay. Learn how to keep pests away from the home and yard this summer with these pest control […] Read More

Posted by Tim Sine in: blog Homeowners Insurance

Tagged: Homeowners Insurance Personal Insurance Pest Control Summer Pest Control Summertime Pests

A rental agreement is a legal contract setting the rules landlords and tenants agree to follow in their rental relationship, as well as a document full of crucial business details. The agreement must cover the basic terms of the tenancy. When you’re looking to seal the deal on your new apartment or home, it can […] Read More

Posted by Tim Sine in: blog Renters Insurance

Tagged: MO Renters Insurance Rental Agreement Rental Agreement Liabilities renters insurance renters insurance MO wright city renters insurance

As we head into summer, most people are cranking up their air conditioning to stay cool in the hot weather. However, it’s important to keep in mind that HVAC systems pose a fire hazard to their building. The system itself can easily catch fire if not properly installed and maintained. To prevent damage and injury, […] Read More

Posted by Tim Sine in: blog Contractors Insurance

Tagged: Contractors Insurance Fire Hazards HVAC HVAC Maintenance